Sunday, January 25, 2009

Veteran Mortgage Loan

The VA Loan is an incredible benefit for those who have served our country. The VA allows the borrower financing at 100% of the purchase price of the home and allows the seller to pay all of the buyer's closing costs. When compared with conventional loans, a VA Home Loan can save borrowers several hundred dollars a month.

The most important benefit cited by Veterans who have used a VA Loan is the no down payment requirement. Additionally, VA Home Loans generally offer low interest rates and have the added benefit of no mortgage insurance. There are additional benefits offered to disabled Veterans taking out a VA Home Loan.

Our goal at the VA Mortgage is to educate each borrower and work diligently to take the stress out of the home buying process. We specialize in VA financing allowing us to make sure the home purchase is as exciting as it should be. We are truly honored to serve those who have served us.

Unlike most conventional loans, poor credit will not deter you from qualifying for a VA Home Loan. Although your credit history is a factor, it is not the only thing used when determining if you qualify for a VA Mortgage.

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